Terms of Service

Last updated: March 2026

1. Acceptance of Terms

By accessing or using the Campus Credits platform ("Service"), you agree to be bound by these Terms of Service. If you do not agree, you may not use the Service.

2. Account Eligibility

The Service is available to enrolled students of Bennett University and authorized vendors. You must provide accurate registration information and maintain the confidentiality of your credentials.

3. Campus Credits System

1 Campus Credit = 1 INR. Credits are non-transferable outside the platform. Credits follow the Locked Wallet lifecycle: Pending → Settled/Voided. All transactions require an idempotency key to prevent duplicates.

4. Meal Opt-Out & Savings

Students may opt out of meals before the daily lock-in time. Savings from opted-out meals are split according to the platform's configured percentages between Student, Platform, and University accounts.

5. Vendor Transactions

Vendors accept Campus Credits for goods and services. Vendor payout requests are subject to admin approval and daily limits. Double-dip detection may void transactions where a student opts out but attends the meal.

6. Prohibited Activities

You agree not to: (a) attempt to manipulate your wallet balance; (b) share your payment PIN; (c) engage in fraudulent transactions; (d) attempt to circumvent security measures including optimistic locking.

7. Security & PIN

You are responsible for keeping your payment PIN secure. The platform uses bcrypt hashing for passwords and PINs. Administrative actions require a separate SuperAdmin PIN for authorization.

8. Limitation of Liability

Campus Credits is provided "as is" without warranty. Bennett University and the platform developers shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service.

9. Modifications

We reserve the right to modify these Terms at any time. Continued use after changes constitutes acceptance of the updated Terms.

10. Contact

For questions regarding these Terms, contact the Campus Credits team at support@campuscredits.in.

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